Licensing Regime

Licensing directives outline the minimum prerequisites for operating in the financial cooperative sector. The table below provides a concise overview of specific requirements for each type of financial cooperative. Nevertheless, applicants are strongly encouraged to thoroughly review the relevant directives to gain a comprehensive understanding of all the stipulated prerequisites.

EntityApplication FeeMinimum CapitalGovernanceDuration
Primary SACCOMK150,000MK2 millionBoard of Directors and Senior ManagementTerm Limits for Directors
Secondary SACCOMK300,000MK30 millionBoard of Directors and Senior Management Term Limits for Directors